Stop opening three banking apps to answer one question. CashSnap shows your real cash position across all accounts — your burn rate, your runway, what you can afford today. No passwords. No bank logins. Completely private.
The Problem
Most middle-market investors with two or three bank accounts, a credit card, and some savings have no single honest picture of their actual cash position. CashSnap fixes that.
Core Features
Every feature in CashSnap exists to answer that question faster, more accurately, and more privately than anything else available.
Enter expenses in under 10 seconds. Merchant and category autocomplete from your own history. Last-used payment method defaulted. Monthly total and category breakdown included.
Free — Always12 months of transaction history. Spending by category (pie), month-over-month trend (bar), year-to-date cumulative (line). Full trip rollup: "Lisbon 22–28 Apr: €1,240."
€2.99 / monthForeign-currency transactions automatically grouped by contiguous date range into trip summaries. See exactly what every trip cost across all your cards and cash — in one place.
€2.99 / monthYour daily burn rate from actual data. How many months your current cash lasts at this pace. Paycheck timing integrated. Your liquidity question — answered in one number.
€4.99 / monthA monthly projection showing confirmed history (left of today) and projected balance (right), incorporating recurring income and fixed expenses on their actual scheduled dates.
€4.99 / monthOne-time column mapping per bank. Learnable rules: raw bank descriptions mapped to merchants automatically. Duplicate detection. Atomic imports — failed imports roll back completely.
€6.99 / monthYour foreign transactions versus ECB interbank rates. The delta is what your bank silently charged you. Rolled up annually per card. "Your ABN AMRO card cost you €127 in FX spread this year."
€6.99 / month"Can I take this Lisbon trip without breaking my runway?" Model a trip against your actual recurring obligations. After two trips, CashSnap suggests realistic daily budgets from your own history.
€4.99 / monthNo passwords. No bank OAuth. No server-side storage. All data lives on your device via iOS SwiftData. Uninstall the app and every byte is gone — we have no copy.
All tiersSimple Pricing
Free entry with no credit card required. Each paid tier unlocks a clear, specific capability. Annual plans save 30–33%. The All-In bundle removes the decision entirely.
2026 Roadmap
CashSnap launches in four clear phases — each gated on real retention and conversion data. No phase ships unless the previous one earns it.
Privacy Policy
CashSnap is built on a privacy-first architecture by design — not as a compliance checkbox. Here is the exact truth about what we do and don't touch.
CashSnap never asks for your banking username, password, or PIN. Data enters via manual entry or CSV import only. No OAuth, no PSD2 AISP connection — by design, not by roadmap.
All transaction data is stored on your iPhone via iOS SwiftData. We have no server, no database, and no copy of your financial data. Uninstall the app and every byte is permanently deleted.
When you import a bank CSV, the file is processed entirely on-device. Column mapping, merchant rules, and duplicate detection all run locally. No file is transmitted to any server.
Firebase Analytics tracks aggregated, anonymised events (installs, retention, paywall exposure) via Apple's privacy-safe framework. No individual transaction data, amounts, or identities are collected.
If you email us or submit TestFlight feedback, that message is stored solely to improve the product. It is never shared, sold, or used for marketing. Request deletion at any time.
Privacy questions or deletion requests: privacy@sternsnap.com. We respond within 5 business days. This policy is updated with each major release.
About the Maker
SternSnap is an independent mobile development collective with one focus: building sharp, purposeful apps that solve real problems without bloat.
CashSnap is the answer to a problem that exists in every household with more than one bank account. No budgeting methodology, no credentials, no subscription to a bank. Just a clear, honest answer to one question: where do you stand today?
It ships alongside CryptoSnap — our real-time crypto P&L tracker — as part of a growing suite of focused financial tools. Each product stands alone. Each solves one thing completely.
SternSnap App Suite
TestFlight Beta — Open Now
CashSnap is live on TestFlight. Install it now, use it for real, and tell us exactly what to build next. Every tester directly shapes the roadmap.